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{"id":197,"date":"2024-09-24T10:56:29","date_gmt":"2024-09-24T13:56:29","guid":{"rendered":"https:\/\/citrinogestao.com.br\/?page_id=197"},"modified":"2024-10-08T13:33:45","modified_gmt":"2024-10-08T16:33:45","slug":"wealth-management","status":"publish","type":"page","link":"https:\/\/citrinogestao.com.br\/index.php\/wealth-management\/","title":{"rendered":"Wealth Management"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/bg-gradiente-scaled.jpg&#8221; background_position=&#8221;top_right&#8221; custom_padding=&#8221;||100px|||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{%22gcid-aeccaf1c-cccf-4911-905b-c418c1270a34%22:%91%22background_color_gradient_stops%22%93,%22gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c%22:%91%22background_color_gradient_stops%22%93}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|||on|||||&#8221; text_text_color=&#8221;gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981&#8243; text_letter_spacing=&#8221;1px&#8221; text_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;50px||10px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; scroll_fade_enable=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981%22:%91%22text_text_color%22%93,%22gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c%22:%91%22text_text_color%22%93,%22gcid-d55181bd-13a2-4e15-b3c0-e4158cb81fdb%22:%91%22text_text_color%22%93}&#8221;]<\/p>\n<p>O que fazemos<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_font_size=&#8221;100px&#8221; text_line_height=&#8221;0.9em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;90px||90px||true|false&#8221; text_font_size_tablet=&#8221;80px&#8221; text_font_size_phone=&#8221;50px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Wealth<br \/>Management<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; width=&#8221;1px&#8221; width_tablet=&#8221;1px&#8221; width_phone=&#8221;1.5px&#8221; width_last_edited=&#8221;on|tablet&#8221; module_alignment=&#8221;center&#8221; custom_css_main_element=&#8221;\/* Rectangle 1 *\/||width: 1px;||height: 100px;||text-align:center;||background: #ffc20e;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_before_last_edited=&#8221;on|phone&#8221;][\/et_pb_code][et_pb_text content_tablet=&#8221;<\/p>\n<p>H\u00e1 um mundo de possibilidades que a nossa estrutura pode oferecer. Oferecemos uma estrututa completa, focando no que faz mais sentido para a sua fam\u00edlia.<\/p>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p>H\u00e1 um mundo de possibilidades que a nossa estrutura pode oferecer. Oferecemos uma estrututa completa, focando no que faz mais sentido para a sua fam\u00edlia.<\/p>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;gcid-b2def1b0-92fc-4455-9fd9-de35bbfa8a4a&#8221; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;80px||80px||true|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;20px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; scroll_fade_enable=&#8221;on&#8221; text_font_size_tablet=&#8221;22px&#8221; text_font_size_phone=&#8221;17px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-b2def1b0-92fc-4455-9fd9-de35bbfa8a4a%22:%91%22text_text_color%22,%22text_text_color%22%93}&#8221;]<\/p>\n<p>Gest\u00e3o personalizada<br \/>para cada fam\u00edlia.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.2&#8243; 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button_bg_color__hover=&#8221;rgba(68,0,153,0.8)&#8221; button_bg_enable_color__hover=&#8221;on&#8221;]<\/p>\n<h3>Diagn\u00f3stico da Fam\u00edlia<\/h3>\n<p><strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/right-arrow-300x300.png\" width=\"12\" height=\"12\" alt=\"\" class=\"wp-image-22988243 alignnone size-medium\" \/>\u00a0 Entrevista<\/strong><br \/>Realizamos uma an\u00e1lise completa da estrutura familiar, para compreender a fundo as din\u00e2micas e prioridades. Avaliamos os conhecimentos sobre investimentos, identificamos medos e preconceitos, e mapeamos as fontes de receitas e despesas futuras.<\/p>\n<p><strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/right-arrow-300x300.png\" width=\"12\" height=\"12\" alt=\"\" class=\"wp-image-22988243 alignnone size-medium\" \/>\u00a0 Defini\u00e7\u00e3o de Objetivos<\/strong><br \/>Trabalhamos junto \u00e0 fam\u00edlia para definir claramente as expectativas de retorno do portf\u00f3lio, considerando o horizonte de investimento, a liquidez desejada e a toler\u00e2ncia ao risco.<\/p>\n<p><strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/right-arrow-300x300.png\" width=\"12\" height=\"12\" alt=\"\" class=\"wp-image-22988243 alignnone size-medium\" \/>\u00a0 Estrutura e Otimiza\u00e7\u00e3o<\/strong><br \/>Implementamos uma estrutura que prioriza a otimiza\u00e7\u00e3o fiscal e tribut\u00e1ria, garantindo a viabilidade operacional e a minimiza\u00e7\u00e3o de custos. Al\u00e9m disso, tamb\u00e9m sugerimos um percentual estrutural entre ativos em reais e moedas fortes.<\/p>\n<p>[\/dipi_advanced_tabs_item][dipi_advanced_tabs_item title=&#8221;Portf\u00f3lio Estrutural (PE)&#8221; admin_label=&#8221;Web Design&#8221; tab_media=&#8221;image&#8221; font_icon=&#8221;\uf248||fa||400&#8243; font_icon_active=&#8221;\uf248||fa||400&#8243; tab_image=&#8221;https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/ICONESicon-portfolio.png&#8221; use_active_tab_image=&#8221;on&#8221; tab_image_active=&#8221;https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/ICONESicon-portfolio-2.png&#8221; tab_image_size=&#8221;20px&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_2_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_3_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_4_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_5_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_6_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;&#8211;et_global_body_font||||on||||&#8221; button_use_icon=&#8221;on&#8221; button_icon=&#8221;&#x4c;||divi||400&#8243; button_on_hover=&#8221;off&#8221; button_alignment=&#8221;left&#8221; button_custom_margin=&#8221;30px|0px||0px|false|false&#8221; button_custom_padding=&#8221;10px|0px|10px|0px|false|false&#8221; global_colors_info=&#8221;{%22gcid-b2def1b0-92fc-4455-9fd9-de35bbfa8a4a%22:%91%22title_text_color%22,%22text_text_color%22%93,%22gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c%22:%91%22button_bg_color%22,%22button_border_color%22%93,%22gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981%22:%91%22button_text_color%22%93}&#8221; button_bg_color__hover_enabled=&#8221;off|desktop&#8221; button_border_color__hover_enabled=&#8221;off|desktop&#8221; button_border_color__hover=&#8221;#440099&#8243; button_bg_color__hover=&#8221;rgba(68,0,153,0.8)&#8221; button_bg_enable_color__hover=&#8221;on&#8221;]<\/p>\n<h3>Portf\u00f3lio Estrutural (PE)<\/h3>\n<p>Com base no diagn\u00f3stico, estruturamos um PE personalizado para cada fam\u00edlia, que funciona como um \u201cguia\u201d para a gest\u00e3o do portf\u00f3lio ao longo do tempo. \u00c0 medida que os ciclos econ\u00f4micos mudam, a gest\u00e3o deve ajustar as classes de ativos com o objetivo de otimizar o portf\u00f3lio para o momento. As regras para esses ajustes est\u00e3o definidas na Pol\u00edtica de Investimentos (PI) da fam\u00edlia.<\/p>\n<p><strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/right-arrow-300x300.png\" width=\"12\" height=\"12\" alt=\"\" class=\"wp-image-22988243 alignnone size-medium\" \/> Defini\u00e7\u00e3o da Aloca\u00e7\u00e3o em moeda forte e reais<\/strong><br \/>O ponto de partida para a montagem do PE \u00e9 definir qual porcentagem do patrim\u00f4nio ser\u00e1 alocada em moedas fortes (USD, EUR, etc.) e qual porcentagem ser\u00e1 mantida em reais.<\/p>\n<p><strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/right-arrow-300x300.png\" width=\"12\" height=\"12\" alt=\"\" class=\"wp-image-22988243 alignnone size-medium\" \/>\u00a0 Distribui\u00e7\u00e3o de Ativos<\/strong><br \/>Em seguida, a aloca\u00e7\u00e3o \u00e9 dividida entre renda fixa, renda vari\u00e1vel e ativos alternativos. Isso envolve a gest\u00e3o de riscos de longo prazo, equilibrando a exposi\u00e7\u00e3o entre ativos reais (a\u00e7\u00f5es, commodities, real estate, etc) e de \u201cpapel\u201d (juros, infla\u00e7\u00e3o, futuros, etc), al\u00e9m de considerar o n\u00edvel de rentabilidade que a renda fixa j\u00e1 oferece, de acordo com os objetivos de cada fam\u00edlia. A liquidez imediata dentro do bloco de renda fixa tamb\u00e9m \u00e9 ajustada conforme as necessidades individuais de cada cliente.<\/p>\n<p><strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/right-arrow-300x300.png\" width=\"12\" height=\"12\" alt=\"\" class=\"wp-image-22988243 alignnone size-medium\" \/>\u00a0 Estrutura\u00e7\u00e3o final do PE<\/strong><br \/>Por fim, ap\u00f3s definir: i) moedas, ii) riscos, iii) prazos, iv) liquidez e v) expectativas de retorno de longo prazo, chegamos \u00e0 estrutura final do PE, que \u00e9 organizada em tr\u00eas grandes blocos: Liquidez, Preserva\u00e7\u00e3o de Capital e Multiplicador de Patrim\u00f4nio.<\/p>\n<p><a href=\"#portfolio1\"><span style=\"color: #d8b251;\"><strong>Entenda como pensamos o PE +<\/strong><\/span><\/a><\/p>\n<p>[\/dipi_advanced_tabs_item][dipi_advanced_tabs_item title=&#8221;Pol\u00edtica de Investimento (PI)&#8221; admin_label=&#8221;Web Design&#8221; tab_media=&#8221;image&#8221; font_icon=&#8221;\uf248||fa||400&#8243; font_icon_active=&#8221;\uf248||fa||400&#8243; tab_image=&#8221;https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/ICONESicon-investimento.png&#8221; use_active_tab_image=&#8221;on&#8221; tab_image_active=&#8221;https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/ICONESicon-investimento-2.png&#8221; tab_image_size=&#8221;20px&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; link_text_color=&#8221;gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981&#8243; header_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_2_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_3_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_4_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_5_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_6_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;&#8211;et_global_body_font||||on||||&#8221; button_use_icon=&#8221;on&#8221; button_icon=&#8221;&#x4c;||divi||400&#8243; button_on_hover=&#8221;off&#8221; button_alignment=&#8221;left&#8221; button_custom_margin=&#8221;30px|0px||0px|false|false&#8221; button_custom_padding=&#8221;10px|0px|10px|0px|false|false&#8221; global_colors_info=&#8221;{%22gcid-b2def1b0-92fc-4455-9fd9-de35bbfa8a4a%22:%91%22title_text_color%22,%22text_text_color%22%93,%22gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c%22:%91%22button_bg_color%22,%22button_border_color%22%93,%22gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981%22:%91%22button_text_color%22,%22link_text_color%22%93}&#8221; button_bg_color__hover_enabled=&#8221;off|desktop&#8221; button_border_color__hover_enabled=&#8221;off|desktop&#8221; button_border_color__hover=&#8221;#440099&#8243; button_bg_color__hover=&#8221;rgba(68,0,153,0.8)&#8221; button_bg_enable_color__hover=&#8221;on&#8221;]<\/p>\n<h3>Pol\u00edtica de Investimento (PI)<\/h3>\n<p>Deve contemplar expectativa de retorno, <em>benchmark<\/em>, horizonte de investimentos, limites de risco \/ stress, liquidez do portf\u00f3lio, limites de aloca\u00e7\u00e3o por classe de ativos, moedas e contrapartes, limites para aloca\u00e7\u00e3o em produtos propriet\u00e1rios e transpar\u00eancia total dos custos.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"color: #d8b251;\"><a href=\"#onshore\">Ver exemplo de Mandato <\/a><em><a href=\"#onshore\">Onshore +<\/a><br \/><\/em><a href=\"#offshore\">Ver exemplo de Mandato <\/a><em><a href=\"#offshore\">Offshore +<\/a><br \/><\/em><\/span><\/strong><\/p>\n<p>[\/dipi_advanced_tabs_item][dipi_advanced_tabs_item title=&#8221;Implementa\u00e7\u00e3o, acompanhamento gest\u00e3o e report&#8221; admin_label=&#8221;Web Design&#8221; tab_media=&#8221;image&#8221; font_icon=&#8221;\uf248||fa||400&#8243; font_icon_active=&#8221;\uf248||fa||400&#8243; tab_image=&#8221;https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/ICONESicon-gestao.png&#8221; use_active_tab_image=&#8221;on&#8221; tab_image_active=&#8221;https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/ICONESicon-gestao-2.png&#8221; tab_image_size=&#8221;20px&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_2_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_3_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_3_line_height=&#8221;1.3em&#8221; header_4_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_4_line_height=&#8221;1.3em&#8221; header_5_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_6_font=&#8221;&#8211;et_global_body_font||||||||&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;&#8211;et_global_body_font||||on||||&#8221; button_use_icon=&#8221;on&#8221; button_icon=&#8221;&#x4c;||divi||400&#8243; button_on_hover=&#8221;off&#8221; button_alignment=&#8221;left&#8221; button_custom_margin=&#8221;30px|0px||0px|false|false&#8221; button_custom_padding=&#8221;10px|0px|10px|0px|false|false&#8221; global_colors_info=&#8221;{%22gcid-b2def1b0-92fc-4455-9fd9-de35bbfa8a4a%22:%91%22title_text_color%22,%22text_text_color%22%93,%22gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c%22:%91%22button_bg_color%22,%22button_border_color%22%93,%22gcid-f7e5b444-a368-4a0a-9c6a-8090ebef6981%22:%91%22button_text_color%22%93}&#8221; button_bg_color__hover_enabled=&#8221;off|desktop&#8221; button_border_color__hover_enabled=&#8221;off|desktop&#8221; button_border_color__hover=&#8221;#440099&#8243; button_bg_color__hover=&#8221;rgba(68,0,153,0.8)&#8221; button_bg_enable_color__hover=&#8221;on&#8221;]<\/p>\n<h3>Implementa\u00e7\u00e3o, acompanhamento, gest\u00e3o e report<\/h3>\n<p>Ap\u00f3s a implementa\u00e7\u00e3o do portf\u00f3lio, a gest\u00e3o far\u00e1 as altera\u00e7\u00f5es de forma discricion\u00e1ria, quando necess\u00e1rio, e reportar\u00e1 os resultados para a fam\u00edlia todos os meses.<\/p>\n<p>Tanto o PE como a PI devem ser revisadas e assinadas de tempos em tempos.<\/p>\n<p>[\/dipi_advanced_tabs_item][\/dipi_advanced_tabs][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_margin=&#8221;100px|auto||auto||&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c%22:%91%22background_color%22%93}&#8221; 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width=&#8221;26%&#8221; custom_margin=&#8221;||-2px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;70px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Asset<br \/>Management<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c&#8221; custom_padding=&#8221;35px|35px|35px|35px|true|true&#8221; link_option_url=&#8221;https:\/\/citrinogestao.com.br\/index.php\/concierge-de-valor-agregado\/&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; global_colors_info=&#8221;{%22gcid-55a57b43-cb0a-4ee6-b399-f3ce49bee57c%22:%91%22background_color%22,%22background_color%22,%22background_color%22,%22background_color%22%93}&#8221; background_color__hover=&#8221;#d8b251&#8243; background__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_image src=&#8221;https:\/\/citrinogestao.com.br\/wp-content\/uploads\/2024\/09\/Asset-5@2x.png&#8221; title_text=&#8221;Asset 5@2x&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; width=&#8221;26%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;70px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Concierge de<br \/>Valor Agregado<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #portfolio1&#8243; module_id=&#8221;portfolio1&#8243; module_class=&#8221;popup close-alt single no-shadow&#8221; 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